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At Benson, our team has the specialized experience you require when it comes to commercial lending, property management and real estate development. It’s not unusual for us to aid real mortgage brokers as they package and place commercial mortgage financing.

Our strategic and well developed relationships with key institutional leaders and private
lenders allow us to:

  • Help you take the next step and expand
  • Enable mergers or acquisitions
  • Streamline transactions
  • Negotiate best pricing
  • Align Proprietors on Innovative Solutions

Our established business model enables us to secure the best deals from trusted lenders on any type of commercial or residential property you may be purchasing.

 

CASE STUDIES

 

STUDY 1: Take the Next Step

Condo Office: 1,250,000.00
Needed: 812,500

Challenge

  • Established business was looking to expand and purchase office space
  • Unexpected accounting errors lead to taxes owing
  • Owner covenant had some bruised credit

Solution

  • 1st mortgage for $ 812,500
  • Discounted bank rate
  • Company now able to accumulate equity via their new location

New office space allowed for growth and an improved customer experience

 

STUDY 2: Own Instead of Lease

Industrial Condo Unit: 350,000
Needed:  245,000

Challenge

  • Client owns a trucking company
  • Facing a competitive market with thin profit margins
  • Difficult to accumulate owners’ equity and build credit worthiness

Solution

  • 1st mortgage of $245,000 with an accelerated repayment option
  • Discounted Trust rate
  • By following our 3 year plan, the client will accumulate sufficient equity to qualify at most ‘Triple-A’ lenders
  • A real-estate asset looks great on the balance sheet in attracting possible buyers for the business

 

STUDY 3: M & A

Asset Value: 2,400,000
Needed: 1,100,000

Challenge

  • A restaurant with strong financials and owner with some personal assets
  • Looking to buy out a competitor to expand to a near-by area
  • Business being bought over has no tangible assets and requires a major overall before operations can begin

Solution

  • Cross-collateral mortgage of $1,100,000 on 2 draws
  • Discounted bank rate
  • First draw will bring newly purchased location up to operating condition
  • Second acts as operating capital to get both ventures to move to the next level

 

STUDY 4: International Business Investment

Asset Value: 14,000,000
Needed: 6,300,000

Challenge

  • International Business Investor who has never been to Canada
  • Looking to buy a Major Automaker dealership
  • Inability to be present for the transaction in person

Solution

  • Private mortgage for $6,300,000
  • Competitive Private Mortgage rate
  • Interest payments subtracted from advance
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Testimonials
  • With my credit history haunting me I didn’t think that I would ever be able to build my equity back by owning my own home. I got referred to Benson through a friend and after sitting down for a very detailed financial conversation I walked away with a private 2nd easily manage. Thanks to the whole Benson team!
    Mark T.,
  • I was impressed at how quickly my pre-approval went through. The level of service and rate info was outstanding, much better than dealing with a bank directly.
    Alex, Vaughan, Ontario
  • I am so grateful to you guys. I just cannot thank you enough for the job you did on my mortgage. I am not sure how you did it but the interest rate you got me is even better than my bank offered me. Excellent job!
    Mrs. Svetlana K., North York, Ontario
  • I just wanted to pass along a big thank you as I was very impressed by the level of service I received from Benson Mortgages. I will definitely recommend you to everyone I know!
    Andrew J., North York, Ontario
  • I experienced such great customer service! Benson made it easy for me to get the help I needed and explained everything to me in a completely transparent manner. Clearly if you are in a situation where you need this service, you’re incredibly grateful for any kind of stress reduction and to have professionals on your side that are truly helpful.
    Kim H.,
  • Thank you so much for helping me and my family. You did something no one else could - found me a rate that was optimal to my employment status. I never knew that comparing mortgage rates was this easy!
    Paul T., Richmond Hill, Ontario
  • I just want to thank you for hooking me up with a comprehensive and affordable quote for my mortgage. You have made it very easy for me to make a decision and save thousands of dollars on low-rate mortgages.
    Linda K., Toronto, Ontario
  • In the same week a freak storm took out my sunroom and car with a fallen branch. My insurance wouldn’t cover it and I didn’t know what to do. Benson offered me rates I could actually afford, and provided me with the loan I needed with almost no questions asked. What a life-saver!
    Anthony P.,
  • My wife and I would like to personally thank you for the great service you and your company has provided us with regards to our mortgage needs. We previously signed up with big bank insurance company for many, many years.
    Eugene and Ann L., Thornhill, Ontario
  • In the same week a freak storm took out my sunroom and car with a fallen branch. My insurance >wouldn’t cover it and I didn’t know what to do. Benson offered me rates on construction financing that I could actually afford, and provided me with the loan I needed with almost no questions asked. What a life-saver!
    Anthony P.,
  • Understanding all of the current rates and legal issues with buying our first home was overwhelming before we came to Benson. They sat down with us and took the time to explain everything in terms we could appreciate and understand. They alleviated the stress we were feeling and allowed us to get approved for our dream home when we thought it was impossible. Much gratitude, we would highly recommend them!
    Kate & Charles D.,
  • Refinancing our home with Benson was one of the best financial decisions we ever made. We paid off thousands in credit card debt, added on a new deck, and only increased our regular monthly mortgage payments by $200! The amazing interest rate that these guys negotiated for us took the stress out of the over 18% interest rates on our credit cards! I cannot thank you enough for the feeling
    Dan G.,
  • The flexibility and support Benson offered us for our commercial development investment was impressive. We were able to secure the funds we needed with minimum hassle, and the payment plan they structured for us fits precisely with our business model. They offered us far more flexibility than we could have found working with any bank on this construction project
    Micheal P.,
  • With my credit history haunting me I didn’t think that I would ever be able to build my equity back by owning my own home. I got referred to Benson through a friend and after sitting down for a very detailed financial conversation I walked away with a private mortgage in hand, with payments I could easily manage. Thanks to the whole Benson team!
    Mark T.,
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