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Privacy Policy

We Respect Your Privacy

Our success depends on the trust our client place in us. In the course of processing a mortgage application, we require access to our clients’ personal information. At Benson Mortgages, we are dedicated to protecting private and/or confidential information with which we are entrusted.

 

Benson Mortgages Privacy Disclosure

 

Your privacy is important to us. Benson Mortgages has created this Privacy Policy to let you know what information we collect when you visit our site, why we collect it and how it is used.

 

Information Collection & Use:

 

Registration

 

To facilitate our users’ experience, we offer several convenient forms you can submit to us to receive additional information pertaining to our products and services.

Benson Mortgages is the owner of the information collected on www.bensonmortgages.ca. Benson Mortgages collects personally identifiable information from our users at several different points on our Web site.

 

Application Forms

 

If you apply for a mortgage on our site, we require that you provide certain personally identifiable information, including your name, address, phone number, email, and current employment information. This information is necessary to process your application and to contact you. We do not require your social insurance number to accept an online application; however you may choose to provide that information via the online application to expedite the servicing of your mortgage application.

By submitting an application, you warrant and confirm that the information given in the application form is true and correct and that you understand that it is being used to determine your eligibility for credit products. You give us authorization to obtain any information we may require for these purposes from other sources (including, but not limited to, your consumer credit report) and you authorize each such source to furnish us with such information. The information given in the mortgage application form as well as other information we obtain in relation to your credit history may be disclosed to potential mortgage lenders, financial intermediary, and/or mortgage insurers, organizations providing technology or other support services required in relation to the application and any other parties with whom you propose to have a financial relationship.

 

Consent:

Client undersigned, declare the information provided with respect to my/our mortgage application is a true and complete representation of my/our financial situation. I/We understand that it is being used to determine my/our credit responsibility and to evaluate my/our request for mortgage financing. I/We authorize Benson Mortgages obtain a credit report. I/We acknowledge that the completion of a mortgage application could take time and it might entail the pulling of additional credit reports. I/We permit Benson Mortgages to pull one additional credit report up to six (6) months from the date signed below. I/We also authorize Benson Mortgages to exchange such credit information for the purpose of securing mortgage financing to potential mortgage lenders, mortgage insurers or service providers. Benson Mortgages will retain the application and credit information whether or not the mortgage is approved. I/We consent and authorize Benson Mortgages to send and communicate with me/us via email for any purpose, including, but not limited to any promotions, offers or gathering any information that Benson Mortgages deems necessary. 

 

Information Sharing and Disclosure:

 

Aggregate Information (non-personally identifiable)

 

We may share aggregated demographic information about our user base with our partners. This information does not identify individual users, and is only used to provide our partners a better understanding of the general demographic profile of users of our site. We do not link aggregate user data with personally identifiable information.

 

Personally identifiable information:

 

We Share Personally Identifiable Information with Third Parties only when you have given express permission to do so by completing and submitting an online application. Please see “Application Forms” under the Information Collection & Use section.

 

Who do I contact if I have an issue to be resolved?

 

Written issues are to be referred to the Principal Broker and responded to in writing.

 

Legal Disclaimer

 

We reserve the right to disclose your personally identifiable information as required by law and when we believe that disclosure is necessary to protect our rights and/or to comply with a judicial proceeding, court order, or legal process served on our Web site.

 

Log Files

 

As is true of most Web sites, we gather certain information automatically and store it in log files. This information includes internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and clickstream data.

We use this information, which does not identify individual users, to analyze trends, to administer the site, to track users’ movements around the site and to gather demographic information about our user base as a whole.

At Benson Mortgages we have an ongoing commitment to improving the quality of experience we render to the users of our website. As such, we use Log File information together with our technology partners to continuously make improvements to the features and content offered on our site.

We do not link this automatically-collected data to personally identifiable information.

 

Links to Other Sites

 

This Web site contains links to other sites that are not owned or controlled by Benson Mortgages. Please be aware that we, Benson Mortgages, are not responsible for the privacy practices of such other sites.

 

Security

 

We follow generally accepted industry standards to protect the personal information submitted to us, both during transmission and once we receive it. No method of transmission over the Internet, or method of electronic storage, is one hundred per cent secure. In light of this, we aim to use commercially acceptable means of protecting your personal information, we cannot, however, guarantee its absolute security.

 

Changes in this Privacy Statement

 

If we decide to change our privacy policy, we will post those changes to this privacy statement, the homepage, and other places we deem appropriate so that you are aware of what information we collect, how we use it, and under what circumstances, we disclose it.

We reserve the right to modify this privacy statement at any time, so please review it frequently. If we make material changes to this policy, we will notify you here or by means of a notice on our home page.

 

Contact Benson Mortgages

 

If you have any questions or suggestions concerning our privacy policy, please contact us:

BENSON MORTGAGES

10376 Yonge St Unit 209

Richmond Hill ON L4C 3B8

T: (416) 477 – 5500

F: (647) 436 – 7117

E: [email protected]

 

Testimonials
  • I experienced such great customer service! Benson made it easy for me to get the help I needed and explained everything to me in a completely transparent manner. Clearly if you are in a situation where you need this service, you’re incredibly grateful for any kind of stress reduction and to have professionals on your side that are truly helpful.
    Kim H.,
  • In the same week a freak storm took out my sunroom and car with a fallen branch. My insurance wouldn’t cover it and I didn’t know what to do. Benson offered me rates I could actually afford, and provided me with the loan I needed with almost no questions asked. What a life-saver!
    Anthony P.,
  • Thank you so much for helping me and my family. You did something no one else could - found me a rate that was optimal to my employment status. I never knew that comparing mortgage rates was this easy!
    Paul T., Richmond Hill, Ontario
  • Refinancing our home with Benson was one of the best financial decisions we ever made. We paid off thousands in credit card debt, added on a new deck, and only increased our regular monthly mortgage payments by $200! The amazing interest rate that these guys negotiated for us took the stress out of the over 18% interest rates on our credit cards! I cannot thank you enough for the feeling
    Dan G.,
  • I was impressed at how quickly my pre-approval went through. The level of service and rate info was outstanding, much better than dealing with a bank directly.
    Alex, Vaughan, Ontario
  • With my credit history haunting me I didn’t think that I would ever be able to build my equity back by owning my own home. I got referred to Benson through a friend and after sitting down for a very detailed financial conversation I walked away with a private mortgage in hand, with payments I could easily manage. Thanks to the whole Benson team!
    Mark T.,
  • The flexibility and support Benson offered us for our commercial development investment was impressive. We were able to secure the funds we needed with minimum hassle, and the payment plan they structured for us fits precisely with our business model. They offered us far more flexibility than we could have found working with any bank on this construction project
    Micheal P.,
  • I just wanted to pass along a big thank you as I was very impressed by the level of service I received from Benson Mortgages. I will definitely recommend you to everyone I know!
    Andrew J., North York, Ontario
  • I just want to thank you for hooking me up with a comprehensive and affordable quote for my mortgage. You have made it very easy for me to make a decision and save thousands of dollars on low-rate mortgages.
    Linda K., Toronto, Ontario
  • With my credit history haunting me I didn’t think that I would ever be able to build my equity back by owning my own home. I got referred to Benson through a friend and after sitting down for a very detailed financial conversation I walked away with a private 2nd easily manage. Thanks to the whole Benson team!
    Mark T.,
  • My wife and I would like to personally thank you for the great service you and your company has provided us with regards to our mortgage needs. We previously signed up with big bank insurance company for many, many years.
    Eugene and Ann L., Thornhill, Ontario
  • I am so grateful to you guys. I just cannot thank you enough for the job you did on my mortgage. I am not sure how you did it but the interest rate you got me is even better than my bank offered me. Excellent job!
    Mrs. Svetlana K., North York, Ontario
  • Understanding all of the current rates and legal issues with buying our first home was overwhelming before we came to Benson. They sat down with us and took the time to explain everything in terms we could appreciate and understand. They alleviated the stress we were feeling and allowed us to get approved for our dream home when we thought it was impossible. Much gratitude, we would highly recommend them!
    Kate & Charles D.,
  • In the same week a freak storm took out my sunroom and car with a fallen branch. My insurance >wouldn’t cover it and I didn’t know what to do. Benson offered me rates on construction financing that I could actually afford, and provided me with the loan I needed with almost no questions asked. What a life-saver!
    Anthony P.,
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