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Mortage Investment

Our investment funds work by funneling a pool of capital into multiple mortgages. Working with commercial or multi-residential properties, we target high population urban centers and surrounding areas.

 

Our investment funds funnel various pool of capital in different multiple mortgages. We prefer working with commercial and residential properties. We target high population areas with modern facilities for investments.

While doing the market research we consider the market conditions, borrower’s qualification and the property value. We always make sure to do thorough research and reach to an agreement before collecting the funds while investing. We also offer bad credit mortgage. We maintain a strategic approach while diversifying portfolio. We offer high returns on investment and tax saving. 

 

 

For many years, mortgages would have one dimension as a tool used by those looking to buy a home. After finding out how much someone could afford per month in terms of payments, the company would offer an amount which could then be used to pay for a house. Normally lasting 25 years, monthly payments would continue over this time and interest would be added on top. However, this has all changed and the term is used for a variety of different tasks.

 

For example, a reverse mortgage is a scheme for those over 62 who can take out a loan using their built-up home equity. As another example, mortgage investment has increased in popularity in recent times and this is what we are focusing on here.

 

What Is It?

 When we use the term ‘investment’, we think of the traditional channels such as equity and the different products that are available nowadays. However, we also have mortgage and real estate investments that offer something completely different. In many cases, they are actually more reliable and offer as good a return as any other investment opportunity you may find.

Without being bogged down by the details and information required for success with mutual funds, bonds, and stocks, mortgage investments are actually more secure than these three examples too. As long as you find the right company, you will be well looked after and your risk should be spread in an efficient manner all the way through your portfolio.

 

Mortgage Investment Corporations (MICs) 

If you have done some research on this topic, you will have heard this term already and it essentially describes the businesses that allow people to invest. Created under the Income Tax Act, there is a pool of various types of mortgages and anyone can invest into this. Over time, you would become a shareholder (in effect) which means that you will receive a percentage of the returns. At this point, we should note that MICs will normally disperse 100% of its income each and every year.


 

Why Choose Mortgage Investment?

With all of this in mind, you might be wondering why you haven’t heard of mortgage investing before. Furthermore, you might suggest that other options are ‘better’ so we should assess the features of mortgage investing so you can compare them with your needs and your plan for the future.

 

Security

 Compared to other forms of investment, it’s fair to say that mortgage investments are a more secure form of income because they are protected - mortgages are finely tuned financial packages that have repercussions when the owner fails to pay. Ultimately, there are a number of steps in place that will keep your investment safe. Rather than choosing anyone, mortgages are also carefully laid out plans where borrowers need to provide guarantees which is important to remember.

 

High Returns

In comparison once again, we could confidently say that the returns are higher with mortgage investments than bonds (on average). As we have already discovered, the majority of companies will share out their revenue to every single investor so there will always be a return as long as there is revenue to be made. Assuming that you choose the right company and pay attention to this pivotal step, you will join an extensive network of people who already invest and use the tool to increase their portfolio.

 

Remove Fluctuations

 Finally, investing in stocks and bonds is always a risky process because the market will adjust within days, hours, and sometimes even minutes. With this in mind, you need true experts to look after your money and be looking out for the movements at all times. Not only do you lose more money in fees, there is a chance that a huge, surprising adjustment loses everybody’s money at the same time.

 

Once you choose a fantastic representative of the mortgage investments market, your money will be secure and will not be prone to volatility within the market itself. For many people, this is an important feature to mortgage investments and why it has been gaining a good amount of attention in very little time.

 

 Of course, we wouldn't be providing a full service if we didn't explain the drawbacks to such an investment. First and foremost, you should be able to tell from the word ‘investment’ that there will always be a risk involved and that’s just the way it works. Regardless of what investment type you choose, risk is just a feature that you must endure. For mortgage investing, the risk comes from the potential of bankruptcy of the company if they see an excessive amount of defaults on mortgage payments.

 

However, this has been seen more in the US than in Canada which is some good news. In recent years, it seems as though Canada has been taking extra precautions to protect investors. Additionally, the risk is also managed better with this form of investment over any other.

 

Drawbacks

As a second drawback, we could also point out that choosing the wrong company would leave you in a poor position. Although, this isn't exactly a negative of the investment opportunity itself. Instead, it just suggests that you need to make the right decision and we highly suggest our services here at Benson Mortgages.

 

 As you can see, mortgage investments are definitely a worthwhile consideration. With more security, higher returns, and the removal of volatility, you can clearly see why so many people are choosing to go down this route. If you need help, have any questions, or just need to talk to someone about the possibility of mortgage investments, please feel free to contact a professional at Benson Mortgages today! 

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Testimonials
  • I just wanted to pass along a big thank you as I was very impressed by the level of service I received from Benson Mortgages. I will definitely recommend you to everyone I know!
    Andrew J., North York, Ontario
  • Thank you so much for helping me and my family. You did something no one else could - found me a rate that was optimal to my employment status. I never knew that comparing mortgage rates was this easy!
    Paul T., Richmond Hill, Ontario
  • The flexibility and support Benson offered us for our commercial development investment was impressive. We were able to secure the funds we needed with minimum hassle, and the payment plan they structured for us fits precisely with our business model. They offered us far more flexibility than we could have found working with any bank on this construction project
    Micheal P.,
  • My wife and I would like to personally thank you for the great service you and your company has provided us with regards to our mortgage needs. We previously signed up with big bank insurance company for many, many years.
    Eugene and Ann L., Thornhill, Ontario
  • In the same week a freak storm took out my sunroom and car with a fallen branch. My insurance wouldn’t cover it and I didn’t know what to do. Benson offered me rates I could actually afford, and provided me with the loan I needed with almost no questions asked. What a life-saver!
    Anthony P.,
  • With my credit history haunting me I didn’t think that I would ever be able to build my equity back by owning my own home. I got referred to Benson through a friend and after sitting down for a very detailed financial conversation I walked away with a private mortgage in hand, with payments I could easily manage. Thanks to the whole Benson team!
    Mark T.,
  • Refinancing our home with Benson was one of the best financial decisions we ever made. We paid off thousands in credit card debt, added on a new deck, and only increased our regular monthly mortgage payments by $200! The amazing interest rate that these guys negotiated for us took the stress out of the over 18% interest rates on our credit cards! I cannot thank you enough for the feeling
    Dan G.,
  • I experienced such great customer service! Benson made it easy for me to get the help I needed and explained everything to me in a completely transparent manner. Clearly if you are in a situation where you need this service, you’re incredibly grateful for any kind of stress reduction and to have professionals on your side that are truly helpful.
    Kim H.,
  • Understanding all of the current rates and legal issues with buying our first home was overwhelming before we came to Benson. They sat down with us and took the time to explain everything in terms we could appreciate and understand. They alleviated the stress we were feeling and allowed us to get approved for our dream home when we thought it was impossible. Much gratitude, we would highly recommend them!
    Kate & Charles D.,
  • I am so grateful to you guys. I just cannot thank you enough for the job you did on my mortgage. I am not sure how you did it but the interest rate you got me is even better than my bank offered me. Excellent job!
    Mrs. Svetlana K., North York, Ontario
  • With my credit history haunting me I didn’t think that I would ever be able to build my equity back by owning my own home. I got referred to Benson through a friend and after sitting down for a very detailed financial conversation I walked away with a private 2nd easily manage. Thanks to the whole Benson team!
    Mark T.,
  • I was impressed at how quickly my pre-approval went through. The level of service and rate info was outstanding, much better than dealing with a bank directly.
    Alex, Vaughan, Ontario
  • I just want to thank you for hooking me up with a comprehensive and affordable quote for my mortgage. You have made it very easy for me to make a decision and save thousands of dollars on low-rate mortgages.
    Linda K., Toronto, Ontario
  • In the same week a freak storm took out my sunroom and car with a fallen branch. My insurance >wouldn’t cover it and I didn’t know what to do. Benson offered me rates on construction financing that I could actually afford, and provided me with the loan I needed with almost no questions asked. What a life-saver!
    Anthony P.,
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