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All About Mortages

For professional mortgage brokers in the Greater Toronto Area, including Aurora, Thornhill, Newmarket, Markham, Richmond Hill and North York, contact Benson Mortgages on 416 477 5500.

Our clients benefit from our vast mortgage experience, collective corporate experience, as well as the our sharp focus on personalized one-to-one service.

Besides helping you to refinance your current mortgage at a lower competitive interest rate (*APR), Benson Mortgages also offers a variety of other lending services, including debt consolidation and first mortgages for new home owners.

Frequently Asked Questions

Q. Who are the financial contributors? 

A. We work with a private pool of lenders, trust companies, credit unions, finance companies, chartered banks, loan corporations and more on your behalf.

Q. Do I need to get mortgage insurance? 

A. Insurance is available and recommended as a mortgage is a large debt and should be protected. You may want to check with your current insurance broker about what they have available or ask us! 

Q. Can I get a land transfer tax refund? 

A. If you are a first time home buyer. For more information visit: http://www.rev.gov.on.ca/en/refund/newhome/

Q. How much does land transfer tax cost? 

A. This tax will be calculated using a sliding scale and percentages. It is calculated using your property value.

Q. What kinds of closing costs will be present during the closing of the deal? 

A. Closing cost vary by situation. In general there may or may not be the following costs associated with your closing:

  • Legal & Disbursements
  • Interest Adjustments
  • Land Transfer Tax
  • Prepaid Expenses
  • Property Tax Hold Back
  • Other Fees
 
Testimonials
  • In the same week a freak storm took out my sunroom and car with a fallen branch. My insurance wouldn’t cover it and I didn’t know what to do. Benson offered me rates I could actually afford, and provided me with the loan I needed with almost no questions asked. What a life-saver!
    Anthony P.,
  • My husband and I just want to thank Matt and the rest of the team at Benson Mortgages for helping us secure financing for our renovation. Your transparency and professionalism were greatly appreciated. You folks really care about your clients. Always presenting the options available and their pros and cons. Always taking the time to answer countless questions in a timely fashion, Never rushing through a meeting or a discussion.
    Mary Nagai,
  • With my credit history haunting me I didn’t think that I would ever be able to build my equity back by owning my own home. I got referred to Benson through a friend and after sitting down for a very detailed financial conversation I walked away with a private 2nd easily manage. Thanks to the whole Benson team!
    Mark T.,
  • Thank you so much for helping me and my family. You did something no one else could - found me a rate that was optimal to my employment status. I never knew that comparing mortgage rates was this easy!
    Paul T., Richmond Hill, Ontario
  • Refinancing our home with Benson was one of the best financial decisions we ever made. We paid off thousands in credit card debt, added on a new deck, and only increased our regular monthly mortgage payments by $200! The amazing interest rate that these guys negotiated for us took the stress out of the over 18% interest rates on our credit cards! I cannot thank you enough for the feeling
    Dan G.,
  • I was impressed at how quickly my pre-approval went through. The level of service and rate info was outstanding, much better than dealing with a bank directly.
    Alex, Vaughan, Ontario
  • I am so grateful to you guys. I just cannot thank you enough for the job you did on my mortgage. I am not sure how you did it but the interest rate you got me is even better than my bank offered me. Excellent job!
    Mrs. Svetlana K., North York, Ontario
  • The flexibility and support Benson offered us for our commercial development investment was impressive. We were able to secure the funds we needed with minimum hassle, and the payment plan they structured for us fits precisely with our business model. They offered us far more flexibility than we could have found working with any bank on this construction project
    Micheal P.,
  • I experienced such great customer service! Benson made it easy for me to get the help I needed and explained everything to me in a completely transparent manner. Clearly if you are in a situation where you need this service, you’re incredibly grateful for any kind of stress reduction and to have professionals on your side that are truly helpful.
    Kim H.,
  • My wife and I would like to personally thank you for the great service you and your company has provided us with regards to our mortgage needs. We previously signed up with big bank insurance company for many, many years.
    Eugene and Ann L., Thornhill, Ontario
  • I just want to thank you for hooking me up with a comprehensive and affordable quote for my mortgage. You have made it very easy for me to make a decision and save thousands of dollars on low-rate mortgages.
    Linda K., Toronto, Ontario
  • With my credit history haunting me I didn’t think that I would ever be able to build my equity back by owning my own home. I got referred to Benson through a friend and after sitting down for a very detailed financial conversation I walked away with a private mortgage in hand, with payments I could easily manage. Thanks to the whole Benson team!
    Mark T.,
  • In the same week a freak storm took out my sunroom and car with a fallen branch. My insurance >wouldn’t cover it and I didn’t know what to do. Benson offered me rates on construction financing that I could actually afford, and provided me with the loan I needed with almost no questions asked. What a life-saver!
    Anthony P.,
  • I just wanted to pass along a big thank you as I was very impressed by the level of service I received from Benson Mortgages. I will definitely recommend you to everyone I know!
    Andrew J., North York, Ontario
  • Understanding all of the current rates and legal issues with buying our first home was overwhelming before we came to Benson. They sat down with us and took the time to explain everything in terms we could appreciate and understand. They alleviated the stress we were feeling and allowed us to get approved for our dream home when we thought it was impossible. Much gratitude, we would highly recommend them!
    Kate & Charles D.,
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